Credit Risk Analytics is a critical risk management function that provides financial institutions the quantiative tools and capabilities needed to enable them identify, quantify and manage risk in their credit decisions and loan portfolios. It is a fundamental and essential process required to help guide financial institutions on a path to financial stability, solvency and profitability.
Strategic Analytic Solutions offers Credit Risk Analytic Services to assist financial institutions manage risk, reduce losses and boost profits with Credit Risk Modeling services with benefits that extend across several areas:
- REDUCE CREDIT LOSSES: Predictive Credit Scorecards to assist financial institutions improve the accuracy and profitability of credit granting and credit monitoring processes.
- GROW AND RETAIN DEPOSITS: Predictive models to analyze and predict deposit growth, deposit retention and deposit profitability.
- DETERMINE REQUIRED CAPITAL RESERVES: Development of analytical models to help institutions estimate the optimal levels of capital reserves that are correlated with portfolio risk.
- IMPROVE COLLECTIONS AND RECOVERY: Development of custom models to optimize collections recoveries and optimize the allocation of resources to support collection strategies.
Our Analytic Services are flexible and are specially tailored to meet the needs and capabilities of smaller financial institutions.