Collections and Debt Recovery Analytics


Collections and Recovery Models enable lending institutions to make accurate, data-driven account management and resource allocation decisions that improve the efficiency and productivity of collections and recovery resources.

Collection Scores derived leveraging internal loan performance data supplemented with credit bureau attributes enable organizations to rank order customers based on their Propensity To Pay Scores and enable institutions to develop targeted treatment and communication strategies important factors that contribute to optimize collection resources, improve operations and increase collections revenues.

Our Collections Analytics and Debt Recovery Services bring a new level of insights to help improve the performance, operations and profitability of loan portfolios with measurable across several areas:

  • IMPROVE COLLECTIONS: Improved Implementation of Delinquency Management scorecards to support the analysis, prioritization and management of delinquent accounts.
  • MAXIMIZE RECOVERIES: Implementation of proactive intervention, intervention and communication strategies to reduce losses and improve recoveries.
  • REDUCE OPERATIONAL COSTS: Reduce Improved management and allocation of collections resources through the identification and rank-ordering of accounts by recovery profitability.
  • INCREASE COLLECTIONS REVENUES: Improvements in delinquency recoveries leveraging advanced statistical modeling to score and manage delinquencies.

Our Credit Scoring development process leverages advanced statistical modeling and Machine Learning algorithms to develop risk scoring models unique to each institution to better capture and understand the riskS and opportunities in their loan portfolios.

Credit Risk Analytics

Leverage Credit Risk Scorecards to identify loan ‘red flags’, reduce losses and grow profits.

Deposit Profitability Modeling

Predictive Models to forecast the stability and profitability of deposit levels across time.

Capital Adequacy

Know the Capital Reserve requirements needed to survive unexpected credit losses.

ALM Modeling

Measure the impact of changes in interest rates on NII, NEV, capital adequacy and profitability.