2844 1st St. Costa Rosmerry CA 18221. United States

Credit Risk Analytics for Community Banks, Credit Unions and Financial Institutions

Unleash the power of your data to increase Net Interest Income, manage and control Interest Rate Risks, improve marketing effectiveness, grow market share and maximize asset performance leveraging the power of Predictive Analytics.

Our Banking Analytics Solutions combine the power of Data and Credit Risk Analytics to provide Community Bans, Credit Unions and Financial Institutions actionable, proactive information about credit risks, loan performance, delinquencies, collection rates, marketing effectiveness and changes in customers’ preferences to allow them stay ahead of ‘credit red flags’ and put in place effective loss prevention and risk mitigating measures and controls with the information and insights derived from custom Credit Risk Models to improve profitability and give them an edge on the competition.

Our organization offers Banking Analytics Solutions as a key driver of profitability that leverages Data and Predictive Analytics to help Community Banks, Credit Unions and Financial Institutions identify, manage and control the impact of potential adverse credit, market or economic events on Net Income, Capital Levels, Deposit Growth, Loan Performance and long-term profitability. The benefits of our solutions extend across several areas:

Increase Net Interest Income, Manage and Control Interest Rate Risks, Reduce Loan Losses, Improve Collections, Grow Deposits, Optimize Capital, Optimize liquidity, Reduce Balance Sheet Risks and Optimize Marketing Spend.

Our Consulting Services are specially designed to incorporate and maximize the use of data, information and capabilities our clients currently have.

Credit Risk Analytics

Leverage Credit Risk Scorecards to identify loan ‘red flags’, reduce losses and grow profits.

DEPOSIT PROFITABILITY MODELING

Predictive Models to forecast the stability and profitability of deposit levels across time.

Capital Adequacy

Know the Capital Reserve requirements needed to survive unexpected credit losses.

ALM Modeling

Measure the impact of changes in interest rates on NII, NEV, capital adequacy and profitability.

Increase Profits

  • Unleash the value
  • and opportunities hidden
  • in the data with
  • Predicitve Analytics.

Get More Customers

  • Acquire, retain and grow
  • profitable customer relationships
  • with data-driven
  • marketing decisions.

Manage Risk

  • Leverage Predictive Analytics
  • to proactively identify,
  • monitor, manage and control
  • balance sheet risks.

Our Approach

  • Start small and expand
  • capabilities driven by
  • success and performance
  • improvements.