Risk Analytics

IDENTIFY, QUANTIFY AND MANAGE RISKS FOR IMPROVED AND SUSTAINABLE PROFITS

MANAGE RISK, REDUCE LOSSES AND IMPROVE PROFITABILITY WITH CREDIT RISK MODELING SERVICES

Credit Risk Analytics is a critical risk management function that provides financial institutions the quantitative tools and capabilities needed to enable them identify, quantify and manage risk in their credit decisions and loan portfolios. It is a fundamental and essential process required to help guide financial institutions on a path to financial stability, solvency and profitability.

Strategic Analytic Solutions offers Credit Risk Analytic Services to assist financial institutions manage risk, reduce losses and boost profits with Credit Risk Modeling services with benefits that extend across several areas:

  • REDUCE CREDIT LOSSES: Predictive Credit Scorecards to assist financial institutions improve the accuracy and profitability of credit granting and credit monitoring processes.
  • GROW AND RETAIN DEPOSITS: Predictive models to analyze and predict deposit growth, deposit retention and deposit profitability.
  • DETERMINE REQUIRED CAPITAL RESERVES: Development of analytical models to help institutions estimate the optimal levels of capital reserves that are correlated with portfolio risk.
  • IMPROVE COLLECTIONS AND RECOVERY: Development of custom models to optimize collections recoveries and optimize the allocation of resources to support collection strategies.

Our Analytic Services are specially tailored to meet the needs, system capabilities and data availability of Community Banks, Credit Unions and smaller Financial Institutions.

Contact us at your convenience to learn more about how our Credit Risk Analytic Services can help your organization improve its operational performance and profitability identifying, quantifying and controlling risk.

Credit Risk Analytics

Leverage Credit Risk Scorecards to identify loan ‘red flags’, reduce losses and grow profits.

Deposit Profitability Modeling

Predictive Models to forecast the stability and profitability of deposit levels across time.

Capital Adequacy

Know the Capital Reserve requirements needed to survive unexpected credit losses.

ALM Modeling

Measure the impact of changes in interest rates on NII, NEV, capital adequacy and profitability.