ALM Modeling

ALM MODELING

To compete and survive in today’s competitive economic landscape, financial institutions need access to accurate and actionable balance sheet performance information to enable them manage the risk between current and long term potential earnings while ensuring optimal liquidity and interest rate risk (IRR) protection. Strategic Analytic Solutions offers customizable and cost effective ALM services that can be tailored to meet the operational and strategic challenges facing your organization:

  • Evaluate risk on an asset-by-asset and liability-by-liability basis.
  • Assess the effectiveness of current Asset Liability Management (ALM) practices.
  • Recommend optimal liquidity and interest rate risk (IRR) policies to deploy.
  • Deploy ‘best-in-class’ ALM modeling, reporting and monitoring tools.

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Credit Risk Analytics

Leverage Credit Risk Scorecards to identify loan ‘red flags’, reduce losses and grow profits.

Deposit Profitability Modeling

Predictive Models to forecast the stability and profitability of deposit levels across time.

Capital Adequacy

Know the Capital Reserve requirements needed to survive unexpected credit losses.

ALM Modeling

Measure the impact of changes in interest rates on NII, NEV, capital adequacy and profitability.